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View Full Version : Have you ever had something Repo'd?



LadyTrinity
July 27th, 2005, 10:02 PM
Have you ever had something repo'd??

Karma Chameleon
July 27th, 2005, 10:08 PM
Nope, but I've known people who have.

Shanti
July 27th, 2005, 10:08 PM
Nope! If I cant afford it I dont buy it and if I find that I fell broke...I sell and do what ever it takes to pay my debts! I hate owing! I prefer to use cash.

MorganLeFey_83
July 27th, 2005, 10:14 PM
No. But I imagine it must be a little freaky to wake up one morning and *pOoF* your vehicle is gone. *sHuDdErs* Hope I never have a run in the with the repo dude! :twitch:

Flaire-FireStar
July 27th, 2005, 10:43 PM
Nope.

AuroraSilvermist
July 27th, 2005, 10:45 PM
Didn't answer because there was no "sort of." Somebody I was with purchased a vehicle and forged my signature on the sale document. He then never made a payment on it and about six months later it was repo'd. Showed up on my credit rating, too, and it took me forever to get it removed.

Kaija
July 27th, 2005, 11:02 PM
just recently had my car repoed.. *shrug*.. Life got bad.. my roomate didn't pay her bills, so my car payment suffered...

However, apparently it's a miracle if someone BRINGS them the vehicle.. I actually called and met them to give them the car.. they were shocked.

indebted
July 27th, 2005, 11:02 PM
Had a car repo'd once...ex hub did not make the payments like he agreed.

Peeved me to no end to wake up and leave for work to find no transportation. I thought it had been stolen. It wasn't until I called the cops that they told me otherwise.

Needless to say it was very chilly in the house for a bit.

LadyTrinity
July 27th, 2005, 11:09 PM
No. But I imagine it must be a little freaky to wake up one morning and *pOoF* your vehicle is gone. *sHuDdErs* Hope I never have a run in the with the repo dude! :twitch:


:lol: No doubt!
I had the repo guy come to my house a few years back looking for a friend of mine who used to live in the apt I was currently in at the time and I told them her new residence not knowing who they were. :geez: Boy she called me up cheesing me out big time about how the repo guy came and took her sterio and she asked them where they got her address, they said I told them! :fishsmack

SilentDreams
July 27th, 2005, 11:49 PM
I had a almost although it was more my mom. She missed some car payments and she could've very easily had it repo'd but they were pretty cool and worked a deal.

QUEEN OF THE DAMNED
July 27th, 2005, 11:59 PM
Never had anything Repo'd

Imbrium
July 28th, 2005, 02:15 AM
Nope.

Scarlettvixen
July 28th, 2005, 05:06 AM
nope
but my brother got declared bankrupt after a horrendous marriage split

enchancea
July 28th, 2005, 05:24 AM
Nope

MerryBe
July 28th, 2005, 05:38 AM
Nope. Whatever I have is mine outright, If I don't have the money I won't spend it.

Blessings,
MerryBe

Mistress_Ravenshadow
July 28th, 2005, 06:51 AM
no i dont buy anything i cant afford..

evilslinkycat
July 28th, 2005, 08:10 AM
Nope, never had anything repo'd. My hubby did do collection work for a few years I guess you could say he used to repo money :smash:

Hærfest Leah
July 28th, 2005, 08:24 AM
Heck no!

LacyRoze
July 28th, 2005, 08:53 AM
Never had anything repo'd but my hubby did work for a repo company once. It was quite an experience...

LadyTrinity
July 28th, 2005, 09:59 AM
Never had anything repo'd but my hubby did work for a repo company once. It was quite an experience...

Must be a dangerous job. I've heard stoires that some people will be so angry about having you take their car that some pull guns on repo man to make him leave. I would imagine they try to hire larger tough looking guys to do that type of work. :confused:

LacyRoze
July 28th, 2005, 10:22 AM
It can be dangerous, luckily hubby never had any major problems. There are a few tricks of the trade they use too..;)

Tyrion_Lannister
July 28th, 2005, 11:37 AM
I let a car of mine get repoed about 10 years ago. I couldn't afford it and they wouldn't come get it any other way. I was living a few states over from where I got the car. I couldn't bring it to them and they wound up having it repoed. Tough times can bring shameful things to any of us. :bug:

SSanf
July 28th, 2005, 11:54 AM
When I rented apartments, some of the characters I got were not all their original applications would have them to be.

Well, I owned apartments for 20 years and I think I learned every trick in the book.

I knew if Rent-A-Center called to verify a tenant I was probably getting that in lieu of a formal 30 day notice.

Here is what I saw happen a couple of times. Two sisters would go to different rent to own places and buy a lot of stuff. Then, they would swap the items and not pay.

When the repo man came, none of the things they came to reposess were in the apartment! Of course, the rental center would report it as stolen goods but it didn't do them much good. By the time the cops came around to check, both sisters would have moved somewhere else. I don't think the law follows up on this much because I think defaulting on a bill is a civil matter.

Good grief. They even swapped kids to get bigger welfare checks!

Boy, the stories I could tell you about my years renting property. I sure learned a whole lot about people, some of which, I would rather I hadn't learned. Being a landlord sure distroyed any innocence about human nature I ever had.

One time I entered an apartment illegally just so I could clean it before the children came back in. I didn't want them to see their daddy's blood on their best Sunday shoes. (And, other places. Yes, he lived. Yes, I wore gloves.)

Drug dealers should be shot!

Sorry. I digress.

evilslinkycat
July 28th, 2005, 12:10 PM
Boy, the stories I could tell you about my years renting property. I sure learned a whole lot about people, some of which, I would rather I hadn't learned. Being a landlord sure distroyed any innocence about human nature I ever had.


Yep, hubby also worked for the rent to own places for a frew years, the stories he'd come home with just about every night left me speachless. Some people that knew he'd be out to repo whatever it was they had would 9 times out of 10 damage the items to the point they were no longer useable. One person took the big screen he was renting and shoved it off a deck that was on the 4th floor.

SSanf
July 28th, 2005, 12:13 PM
Well, the rewards were good. I was able to home school my last child and live in the daylight instead of an office. I suppose every profession has it's own set of challenges. I have always been a self-employment kind of a person.

When there has been a choice between security and freedom, I have always chosen freedom.

Edited to add. If you buy cash on the barrelhead, you will probably have, at least, 25% more worldly goods in your lifetime. You will also have 90% less worries in your life time!!

That most emphatically includes cars! Buy the best used car you can pay cash for even if it is only a $2000 car. Allow as how you are buying someone else's problem so have on hand $1000 to make the initial repairs. Then take the money you could have been making car payments with and put it in the bank at interest to buy your next car and keep this one in repair. You will come out unbelievably far ahead in the long run!

Not trying to act like I know everything. Just trying to pass along a few of the things that it took me 61 years to learn so someone else won't have to learn the hard way like I did.

Or, maybe it will click in faster for them than it did for me.

Cornflake_Girl8
December 9th, 2005, 09:14 PM
Have you ever had something repo'd??

Only idiots have things repo'd. I care too much about my credit history AND I don't like the hassle, so I'm always one month ahead on payments for EVERYTHING.

People who get things repo'd need a big dose of reality to understand the concept of "responsibility".

kal
December 9th, 2005, 10:02 PM
the son of a seadonkey repo-ape jacked ma car at 3am, why :whatgives
coz a didnt put the date on the bloody check :grrrrr::atantrum:

Cornflake_Girl8
December 10th, 2005, 10:13 AM
the son of a seadonkey repo-ape jacked ma car at 3am, why :whatgives
coz a didnt put the date on the bloody check :grrrrr::atantrum:

Lesson #5: Pay attention when writing and signing important documents.

MelMullooly
December 10th, 2005, 10:17 AM
Nope but my fiance was a repo man & got shot 3 seperate times until finally his stubborn ass quit. His freind and himself took all kinda stuff from the cars. One time he told me he went to get in and repo a car and some big woman came out & threw a black dildo at him & his partner & it hit his partner right in the mouth it was a black xxl cock & mikey said it was on:lol:

misty
December 11th, 2005, 12:35 PM
Only idiots have things repo'd. I care too much about my credit history AND I don't like the hassle, so I'm always one month ahead on payments for EVERYTHING.

People who get things repo'd need a big dose of reality to understand the concept of "responsibility".


Considering that there were people in this thread that said they have had things repo'd, your comment was not a very respectful one. Having something repossesed doesn't make a person an idiot. A lot of people fall on hard times. People who can't be open minded about this need a big dose of reality to understand the concept of "Life."

Morr
December 11th, 2005, 12:40 PM
SuperMod Mode


Many people do fall on difficult financial periods. One cannot judge them because every case is different. Lets keep this nice and respect each other. Nobody likes their stuff repossesed.

Thank You.

kal
December 11th, 2005, 12:51 PM
im pretty thick skinned it just rolls off man
its just that bills dont worry me i aint a worryin kind of guy :thumbsup:

Ninjakitten
December 11th, 2005, 01:51 PM
I can't say my car was actually repo'd, but I did volunteer it back the day I decided I was putting it on the bankruptcy (never had anyone teach me anything about how to handle finances, and I only had my "wonderful" parents to learn examples from... minus the high income). After the bankruptcy, I decided to start over and quit my job and go back to school. I couldn't have ever done that if I didn't declare bankruptcy.